A commercial credit analyst is frequently referred to as a risk analyst. This is a career that is great for a person who is excellent with numbers and has an interest in business. Specifically, a commercial credit analyst helps a company to prosper. The goal of this type of professional is to determine whether a company has the ability to pay back any loans by examining and analyzing the company’s financial documents and history. Generally, a commercial credit analyst works for a government agency, bank or other financial institution, occasionally in the area of commodity brokerages or securities. They usually work with a team and have a lot of interaction with clients and managers. Continue reading
There was a time when major world cities lined up, absolutely clamored to host the Olympic Games. A winning bid meant bragging rights, international prestige, and one more reason for a city to feel good about itself, culturally and economically. In those days, even a losing bid was a step up the international ladder. Being considered in the small number of finalists was a big deal. But those days may be over. Continue reading
The UK ranks high when comparing developed countries and their tax burdens. Speculations have been that the exit of Britain from the EU will give it freedom to implement fair taxes on its inhabitants. However, until that happens, individuals are faced with several taxes with some of them weighing very heavily on the pockets of ordinary residents. The distribution of the tax burden varies upon many factors such as the income of a taxpayer. The following taxes are some of those with a big impact on personal finance. National Insurance Contributions and income tax are the two biggest burdens with some taxpayers spending almost 40% of their earnings.
It’s become a running headline: some pharmaceutical company or other is almost always in the news these days, accused of price gouging – or worse. This time, two high-profile congressmen, Sen. Bernie Sanders and Rep. Elijah Cummings, are going after ARIAD Pharmaceuticals, alleging unfair price increases. Continue reading
The contemporary world runs on credit. From the largest to smallest purchases, almost everything can be bought through some form of credit, and people take advantage of that very convenience. Instead of worrying about how they are going to pay for their next meal, many hard-working citizens let their credit cards take care of that for them. Continue reading
Colleges don’t always adequately prepare every graduate for the responsibilities and tough decisions that come up when working full-time or looking for work. Keep in mind the financial mistakes in these five top areas as you move through this next stage of your life:
As you grow up from your teenage years, a foreign word you’ll likely be given wrapped as advice by other adults is “get a 401K”. To be fair, this particular advice does merit attention at the earliest possible time. However, what it doesn’t come with, sadly, is advice on how you can take advantage of such product, so to speak. Here is an in-depth guide to a 401K plan.
Divorce is an emotional time for a soon-to-be-ex couple as well as their family and friends. But while the emotions are festering inside, the financial impact of a divorce may go unnoticed, from changes in bank accounts to payments made to your divorce lawyer. If not planned for and resolved in a timely manner, the financial aftermath of a divorce may prohibit you from starting a new life. Continue reading
Most Americans love the quality of medical care they receive in the States. They hate wait times and don’t much like insurance, but their true and unadulterated loathing tends to be relegated toward pharmaceutical companies. Continue reading